Many outdoor activities offer affordable diversions for families young and old. Local lakes and rivers may allow for swimming, boating and fishing at no charge, or for a minimal fee. Hiking, picnicking, and evenings in the park are another great summer option. Whether you are taking the kids on their first fishing trip or simply meeting up with friends to relax at the lake, the great outdoors is an ideal choice when you are looking for free and low cost summer activities.

If you are looking for a low-cost vacation, consider camping. You can purchase your camping gear second-hand or borrow it from friends, and campground fees, particularly in state parks, are quite reasonable. Bring your own food, and your vacation costs will be little more than gas and campground rentals. Even if you cannot spare a lot of time away from work, camping options are available within a short drive in most areas, so a campout is a great and affordable weekend getaway. Camping can also make an outing to a desirable location more affordable, and be a fun adventure in its own right. It does not take a lot of spending to build memories you will value for a lifetime.

Many communities offer a variety of free or very low cost activities in the summer months. Concerts, plays, even movies may be available free in your community in the summer. Many community swimming pools have free or reduced admission days, and some lower admission fees every evening. Your local library may offer a variety of indoor activities for hot summer days, and may also be a valuable community resource to find free and low cost summer activities for the whole family. Street festivals are common in the summer, and are another good way to spend time with friends and family, while enjoying what your community has to offer. While you may expect many summer activities to be geared toward children and families, you will be surprised at how many will appeal to couples, single adults and seniors.

Do not discount the value of just relaxing in the summer. Take time to read books you have put off, drink lemonade on the porch, and invite friends over for a summer barbecue. None of these things will strain your budget, and they will let you make memories you will cherish just as much as a trip to that high dollar amusement park. If you have children, they are just as apt to remember an evening in the sprinkler or catching fireflies in a jar as they will a weekend at the beach.

Money is one of the biggest stressors for many people. Reduce your stress by keeping your spending under control. Choose free and fun summer activities for you and your family. Time is the most valuable asset you have, so spend that on the people that matter to you, and save your money for debt reduction and savings.